... principal repayment is very small and interest repayment is very high; at the end of the loan the relationship is high. Annual percentage rate (APR)- the actual finance charge of the loan, including points and loan fees in addition to the stated interest rate. Appraisal-an expert judge of the value or worth of the property. Assessed value- the value placed on a property by a municipality for the purpose of levy taxes. Balloon Payment- a large [principal payment due at the end all at once on some loans. Contract- binding legal agreement between two or more parties hat delineates the conditions for the exchange of property. Deed- a legal document that formally ...

... the book, John Proctor is told by his housekeeper, Mary, that his wife, Goody Proctor, has been accused of being a witch. Although Mary is sworn by the court not to tell who said it, John has good idea that it was Abigail Williams who charged her. After all, Abigail Williams wants to keep her affair with John Proctor therefore would accuse Goody Proctor so she could have John all to herself. John then has a private discussion with Abigail telling her that he will never love her (Abigail) again and that he will seek revenge on her if his wife is hung. Throughout the book, the affair is mentioned. Hence, “Sex, sin, and the devil are all linked…” bec ...

... output and cause the price of a good to be lower. The majority of time an is used describe a world market; however, the term also describes conditions in smaller markets where a few gas stations, grocery stores or alternative restaurants or establishments dominate in their fields. A distinguishing characteristic of an is the interdependence of firms. This means that any action on the part of one firm with respect to output, price, or quality will cause a reaction on the side of other firms. Many times an leads to price leadership between many firms. A price leadership is the practice in many oligopolistic industries in which the largest firm publishes it ...

... circle does not exist because there are certain rules about the circle that contradict to the existence of it being square. Square circle and a circle have something in common because for one thing they both deal with circle. However, this is not the case with God. God is a substance that can be understood only independently, and can not have anything in common with anything else. Since there can not be anything in common with God, there is no external cause that can act on God; That is there is no external cause that can prevent God's infinite existence. Furthermore, since God is a supremely perfect being his own nature can not contradict his existence. T ...

... the British Army on Christmas Eve--or Thomas Jefferson writing the Declaration of Independence, risking "life, fortune and sacred honor" to establish the fledgling republic on the principle of individual rights--or a scientist/inventor like Thomas Edison or Marie Curie or the Wright Brothers devoting years of effort to discover new knowledge or create new products. Whatever one's individual tastes in heroes, one fact is abundantly clear: the great men and women whose achievements provide inspiration for millions come with an assortment of specific characteristics. Some are predominantly physicalistic heroes, some primarily intellectual, some are excellent exam ...

... a state board licensing exam, new funeral directors are qualified to join the staff of a funeral home. In many states successful completion of a national examination given by the National Conference of Examining boards will qualify you for licensure"(IRN 10). In different states the undergraduate college credit varies considerably, one-third of the states require one year; another third wants two years; and the other third requires three years of credit(IRN 9). A concentration of courses is also required in some of the states. You may need to take 15 credits in natural science, 13 in social sciences, 13 in business, 14 in chemistry(IRN 10). In addit ...

... or exercising profusely. Bulimia nervosa on the other hand is an eating disorder in which the patient eats large amounts of food in a short period of time, also known as binge eating. Another symptom of bulimia is ridding oneself of food through vomiting, using laxatives, or over-exercising, commonly known as purging. Women with anorexia nervosa or bulimia often experience fatigue and decreased energy, headaches, personality changes, and abdominal pain. If an eating disorder is left untreated, it can lead to serious health damage, even death. These eating disorders are usually brought on because a girl is unsatisfied with her own body image. Oftentimes she feels ou ...

... for others even though we know that it is wrong and unfair. In the teenage drama, "Dawson's Creek", the main character's mother is caught having an affair with her co-worker. When asked why she cheated, she replies, "I had a perfect life" and admits that she longed for the feeling of needing something. In spite of the fact that it is just a television show, these instances do occur at a less exaggerated and realistic level. Adultery always breaks the trust in a marriage and often creates hatred toward the unfaithful spouse. Love. Does it even exist? Can people truly love the same person the same way for the rest of their lives? The phrase "I don't love you any ...

... that children who were physically punished that year were three times more likely to " severely and repeatedly" assault one of their siblings three or more times over the rest of the year (Straus 136). This same survey also showed that both men and women who had more physical punishment as a child were more likely to assault their spouse during that year (Straus 142). This study also found a rise in street crime with increasing amounts of physical punishment. A 1972 study of 385 college students which were punished as children were more likely to be involved in violent and property crime (Straus 145). A final interesting statistic showed that for 1980 schools ...

... market” to describe how all manner of human activity will take place in this market, with the medium of exchange being digital information of all kinds. Bill Gates states that the ability to change and manipulate information and the increasing speed at which is it handled places us at the beginning of an “information revolution.” Since almost all information in the future will be digital, conventional communication devices will be altered. As soon as the cost of communication drops and it is combined with other technological advances, Bill Gates predicts that the results of this interactive information will be like the effects of ...