... from analysis, design, & programming backgrounds, much of which has been gained with Marks & Spencers plc. The majority of these employees are based in the Chester head office, and systems are developed ‘in-house’. IS projects under development include the introduction of Individual Savings Accounts, with other likely future projects including telephone banking, credit cards, and auto/property insurance. The fact that MSFS has entered the Financial Services Sector comparatively recently and with a established IS knowledge base from the parent company has meant that existing information systems have been well developed in terms of technology and are c ...

... inhibit one in subtle ways. There are many people who do not like smoker be it because of the smell the smoke or because of the stereotype that smokers are "bad". But these outside effects are instantly noticeable and people can react badly to you and thus make immediate bad impressions on people that you need to make a good impression on. Be it with a teacher, someone who is interviewing you for a job, or simply someone you are trying to get romanticly involved with. Then there are the more harmful and insidious side effects of smoking. Such as lung cancer, cancer of the throat, and other health problems too numerous to mention. Lung cancer has become very common ...

... deforestation has few advantages all of which are in the short term, it has terrible consequences and its long term effects are devastating, this is why it should be stopped. Since its discovery, 30% of Brazil's rain forests have disappeared, and the country is still losing more rain forest each year than any other on the planet. Brazilian forests are burned or felled at the rate of 1800 hectares (about 4500 acres) every hour! (Dwyer 39) Deforestation started hundreds of years ago, but only became a major problem in the second half of this century, when it increased dramatically. It was enhanced by the Brazilian government which started cutting down the for ...

... as orange, brown, and even green. And they never occur literally as tides, which are the rises and falls of the sea." (New York Times: Aug. 27,1997) Some cases of red tides do not show any change in the color of the water at all. This makes a red tide very hard to predict or find. Red tides often occur when fresh water runoff creates a stratified surface layer above colder nutrient-rich waters. "heavy rains might have helped the red tides develop by pouring fresh water and nutrients into surrounding sea waters," (New York Times: Sept. 19, 1996) Fast growing algae quickly strip away nutrients in the upper layer, leaving nitrogen and phosphorus only below the ...

... rain comes from sulphur dioxide (SO2), which dissolves into the water to form sulphuric acid. The rest comes from various oxides of nitrogen (mainly NO2 and NO3, collectively called NOx). These gases are produced almost entirely from burning fossil fuels, mainly in power satations and road transport. (Kucera, (1973) The Challenge of Ecology, The Mosby Company.) Tremendous quantities of this nitric acid and sulfuric acid mix are reflected in the lowering of the acidity of rain. Earthworms (Annelids) are a species of worm which are many segmented. They live in damp soil, usually forming intricate tunnels beneath the surface. Their bodies are lond and cylindrical, ...

... which relates to the amount of a certain substance inside the cell as opposed to outside the cell. The further down the gradient, the lower the concentration of a substance. This brings into play the processes of diffusion, osmosis, and active transport, all of which involve only small simple molecules. Diffusion is the movement of a substance from a region of high concentration, to a region of low concentration of that substance. In other words, a movement down the concentration gradient. Osmosis is very similar to diffusion, however it involves the concentration of water. Osmosis, like diffusion, is a passive process, and does not require energy to occur. Active ...

... uses an organ then that organ will grow in strength, and if an animal does not use an organ it deteriorates until it eventually disappears (Strickberger 22). The inheritance of acquired characteristics states that the changes that occur in animals through the principle of use and disuse are passed on to the animal's offspring (Strickberger 23). Lamarck's theory on was proven false because it incorrectly asserts that organisms can change their inheritable traits. This assertion was shown to be untrue when the theory of natural selection was conceived. The idea of natural selection was formed by both Charles Darwin and Alfred Russel Wallace in the mid-1 ...

... starts with sudden fevers, weakness, muscle pain, extreme headaches, and soar throats. These symptoms begin four-sixteen days after infection. After about 2 days of these symptoms you start to "crash". A crash is when you vomit uncontrollably until there is nothing left to vomit (you vomit blood, bile and other liquids of the body), you suffer from diarrhea, limited kidney function, internal and external bleeding, you bleed from every opening on your body, blood fails to clot, so if you get cut in any way your body will never stop bleeding from that wound. Ebola could spread and infect everyone in the world in 48 hours. Marburg, Germany In this small German town ...

... (a poisonous element that at room temperature is a dark, reddish-brown), tetraethyl lead, and killing germs in water, particularly in swimming pools and hot tubs. Like every member of the halogen group, chlorine has a tendency to gain one electron and become a chloride ion. Chlorine strongly reacts with metals to form mostly water-soluble chlorides. Chlorine also strongly reacts with nonmetals such as sulfur, phosphorus, and other halogens. If you were to mix hydrogen and chlorine gases and keep them in a cool dark place, the mixture would be stable, but if it were exposed to sunlight, it would cause a strong explosion. If a burning candle were placed in a ...

... will be abnormal. (unless she is unlucky enough to inherit haemophilia from both sides of the family, which is rare.)2 The other chromosome is likely to be normal and she can therefore compensate for this defect. There are two types of haemophilia, haemophilia A and B. Haemophilia A is a hereditary disorder in which bleeding is due to deficiency of the coagulation factor VIII (VIII:C)3. In most of the cases, this coagulant protein is reduced but in a rare amount of cases, this protein is present by immunoassay but defective.4 Haemophilia A is the most common severe bleeding disorder and approximately 1 in 10,000 males is effected. The most common types of bleed ...