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Essays on Economics

The Fed And Interest Rates
Download This PaperWords: 1144 - Pages: 5

... a pace, or inflation is getting out of hand, it can take actions to slow spending and decrease the money supply. This corresponding with the money equation MV = PY, by lowering both M and V, P and Y can stabilize if they are increasing too rapidly. The Fed does this by selling securities on the open market. This, in turn, reduces bank's reserves and forces the interest rate to rise so the banks can afford to make loans. People seeing these rises in rates will tend to sell their low interest assets, in order to acquire additional money, they tend move toward higher yielding accounts, also further increasing the rate. Soon this small change by the Fed affects all ...



Managers Of Organizations
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... B. Social Groupings C. Social Power D. Resources VII. CONCLUSION Abstract Managers are fond of saying that "change is the only constant" in their work. Either we manage change or we are managed by change. Managing change is defined as the planning and organizing of sequence of activities (staff meetings, informal conferences, memos, retreats, etc.), that promote administrative and staff interaction which move towards desirable changes in policies, programs, organizational culture, physical environment, procedures, or relationships. Such change in organizations may lead to more efficient and cost-effective operations, ...



What I Learned In Selling
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... (3) the challenge of selling, (4) the opportunity for advancement in a company, and (5) the rewards from a sales career. Along with the reasons to choose a sales career there were the various sales jobs to choose from. For example someone can become a direct seller, retail salesperson, wholesale salesperson, manufacturer's sales representative, order- takers, and order-getters. The sales personnel career path was also covered. The steps are sales trainee, salesperson, key account salesperson, district sales manager, regional sales manager, divisional sales manager, national sales manager, vice president of marketing, and president. Marketing, as defined ...



U.S Auto Industry's Market Share And Fluctuations
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... of four major vehicle manufacturers- Buick, Cadillac, Oldsmobile, and Oakland which became Pontiac. Presently, General Motors is made up of Buick, Cadillac, Oldsmobile, Chevrolet, Pontiac, and Saturn. During the first thirty years of operation GM's only major competition was from U. S. manufacturers. However, since the first foreign truck was imported from Japan in 1956, GM's share of the market began to decline. Foreign cars were smaller, more fuel efficient, less expensive, and often more reliable than their American counterparts. General Motor's market share dipped from nearly 44% in 1973 to below 30% in 1985. In response to this sudden drop in its share of ...



Should Top Executives Make The Money They Do?
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... the issue of the pay that top executives make, and the reasons why they do. It also suggests improvements that can be made to make the system better. High Pay Seems Small When Compared To Company Profits Many companies pull in profits that are extremely high. When an employee of such a companies salary is compared to the amount of profit that the company earns, it starts to seem reasonable. It only makes sense that if the employee is directly responsible for the success of their company, then they deserve to get their payback. It seems ironic, but many salaries even look small once compared with a companies profits. Top Executives Are Under A Lot Of Pressu ...



The Use Of Credit Cards
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... on their credit cards. This frightening number, averaging about $3,900 per family, is just as bad for the economy as it is for the consumers. In September of 1995, for example, The AT&T Universal card charged $15 per month for late fee to people who paid their bills just one day after the due date. Visa, on the other hand, was charging the penalty fees for as little as a dollar over the limit, plus an interest of up to 24.9 percent per year. In the second quarter of 1995, overdue payments as a percentage of outstanding balance hit 3.267 percent. That is the highest mark since recession of 1991. "The picture is, some consumers are very, very deeply in ...



The Economic Impact Of The New Telecommunications Legislation
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... 1992, p7). Telecommunications helps to overcome the obstacles of distance in a vast country such as Canada, permitting remote communities to benefit from services taken for granted in large urban centres. More than 98 percent of Canadian households have a telephone, and there are more than 15 million telephone lines for a population of nearly 27 million(Dept. of Communications, 1992, p7). It is therefore not surprising that Canadians are among the biggest users of telecommunications in the world. For example, in 1990, Canadians made more than three billion long-distance calls (Dept. of Communications, 1992, p8). Innovations made possible through tele ...



Why Are Gasoline Prices Going Up So High?
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... them a favor. Maybe it's time that they start playing fairly and stop feeling so sorry for themselves!!! According to many articles, Americans have a lot more to be thankful for than they do to complain about. For one, cars use gas a lot more efficiently than they did in the past. According to Royko, "even today's luxury cars give you better gas mileage than the cheapest Chevies, Fords and Plymouths did not that long ago." What does this mean? This means that gas prices should logically go up. It's the basic law of supply and demand. It's true that more Americans are driving, but the gasoline suppliers still deserve to get paid fairly. And what about infla ...



Pan American World Airways, Inc
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... million of year-end adjustments. Pan Am's passenger traffic was strong in 1988. An increase of 12.2 percent on capacity of 11.2 percent. This was due to the result of strengthening of various European currencies against the U.S. dollar, fare increases in the market, enhanced management systems and procedures, as well as programs to reduce the dependence on wholesale ticket distributions throughout the Atlantic, Latin America, Domestic, and systemwide. Eventhough revenue was strong in 1988, labor and other costs increased at a higher rate as a consequence of efforts to improve service and effectiveness of the operation. Labor costs were higher in 1988 due ...



The Great Depression And The "New Deal"
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... These programs helped to eventually pull the economy and the nation out of the Great Depression. The main question is why the democratic administration and FDR felt these programs would work, and why they felt such a dramatic change in the role of the government was needed. For the answer we must turn to an economist by the name of John Maynard Keynes. He developed an economic theory that said that the forces of supply and demand operated to slowly in a serious recession, and the federal government should step in and help stimulate the economy. This theory became known as Keynesian Economics. In terms of the Great Depression the economy was at a s ...




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